Terms and Conditions

Please read these terms and conditions (“terms and conditions”, “terms”) carefully before using the NJ Public Employee Retirees’ Connection™ services (services).  This service is owned and operated by Professional Education Associates LLC (PEA).

Conditions of Use

By using these services, you certify that you have read and reviewed this Agreement and that you agree to comply with its terms. If you do not want to be bound by the terms of this Agreement, you are advised to leave the website accordingly. PEA only grants use and access of this website, its products, and its services to those who have accepted its terms.

Privacy policy

Before you continue using our services, we advise you to read our privacy policy regarding our user data collection. It will help you better understand our practices.

Age restriction

You must be at least 18 (eighteen) years of age before you can use our services. By using our services, you warrant that you are at least 18 years of age and you may legally adhere to this Agreement. PEA assumes no responsibility for liabilities related to age misrepresentation.

Intellectual property

You agree that all materials, products, and services provided by PEA are the property of PEA its affiliates, directors, officers, employees, agents, suppliers, or licensors including all copyrights, trade secrets, trademarks, patents, and other intellectual property. You also agree that you will not reproduce or redistribute PEA’s intellectual property in any way, including electronic, digital, or new trademark registrations.

You grant PEA a royalty-free and non-exclusive license to display, use, copy, transmit, and broadcast the content you upload and publish. For issues regarding intellectual property claims, you should contact the company in order to come to an agreement.

User accounts

As a user of these services, you may be asked to register with us and provide private information. You are responsible for ensuring the accuracy of this information, and you are responsible for maintaining the safety and security of your identifying information. You are also responsible for all activities that occur under your account or password.

If you think there are any possible issues regarding the security of your account, inform us immediately so we may address them accordingly.

We reserve all rights to terminate accounts, edit or remove content and cancel orders at our sole discretion.

Applicable law

By visiting this website, you agree that the laws of New Jersey, without regard to principles of conflict laws, will govern these terms and conditions, or any dispute of any sort that might come between PEA and you, or its business partners and associates.

Disputes

Any dispute related in any way to your visit to this website or to products you purchase from us shall be arbitrated by state or federal court in New Jersey and you consent to exclusive jurisdiction and venue of such courts.

Indemnification

You agree to indemnify PEA and its affiliates and hold PEA harmless against legal claims and demands that may arise from your use or misuse of our services. We reserve the right to select our own legal counsel.

Limitation on liability

PEA is not liable for any damages that may occur to you as a result of your misuse of our services.  PEA’s liability is limited to any amounts paid by the user for the one year period prior to any cause of action unless prohibited by State law. 

PEA may offer informational assistance on issues related to retiree pensions and benefits.  The material and information contained on this website, and in emails and other electronic correspondence, is for general information purposes only. You should not rely upon this material or information as a basis for making any business, legal or any other decisions.

While we endeavor to keep the information up to date and correct, PEA makes no representations or warranties of any kind, express or implied about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services or related graphics for any purpose. Any reliance you place on such material is therefore strictly at your own risk.

PEA will not be liable for any false, inaccurate, inappropriate or incomplete information presented on the website.

Certain links in this website will lead to websites which are not under the control of PEA. When you activate these you will leave the PEA website. PEA has no control over and accepts no liability in respect of materials, products or services available on any website which is not under the control of PEA.

To the extent not prohibited by law, in no circumstances shall PEA be liable to you or any other third parties for any loss or damage (including, without limitation, damage for loss of business or loss of profits) arising directly or indirectly from your use of or inability to use, this site or any of the material contained in it.

While precautions are taken to detect computer viruses and ensure security, PEA cannot guarantee that the website is virus-free and secure. PEA shall not be liable for any loss or damage which may occur as a result of any virus or breach of security.

While making every attempt to secure personal data, PEA cannot accept responsibility for any unauthorized access or loss of personal information that is beyond the control of the PEA. This assistance is not to be construed as legal advice and is given only at the request of the user.  PEA will make every effort to ensure that the information and assistance is accurate, but cannot be responsible for any inaccuracies that are relied upon by the user.  All users are cautioned to check with their appropriate agencies to ensure the accuracy of assistance and information provided.  Users may act on advice given by PEA solely at their own risk.  PEA’s services are not a substitute for the advice or services of an attorney.

All written materials are either provided with the appropriate source or identified as original content.  PEA is not liable for any inaccuracies or false statements in cited sources.

Neither PEA, nor its officers, directors, members, employees, or agents will be liable for any loss, damage, or claim with respect to any liabilities, including direct, special, indirect, or consequential damages, incurred in connection with the guidelines or reliance on the information presented.

General provisions

PEA reserves the right to edit, modify, and change this Agreement at any time. We shall let our users know of these changes through electronic mail. This Agreement is an understanding between PEA and the user, and this supersedes and replaces all prior agreements regarding the use of this website.